Self Employed Mortgages

You Run Your Business.
We'll Help You
Own Your Home.

Being your own boss shouldn't make a mortgage harder. I work with flexible solutions that look at the full picture of your income — not just a paycheque — to get you into the right home.

Self-Employed? You Qualify.From new businesses to seasonal income — we'll find a solution that works for you.
Flexible QualificationIncome, not just tax returns
50+ LendersThe right fit for your income
Fast ApprovalsClear answers, quickly
Confidential & SecureYour data stays private
Who We Help

We Work With All Types of Self-Employed Professionals

However you earn your living, there's a mortgage solution built for you. Here are just some of the clients I help every week.

Truck Drivers
Truck DriversOwner operators & company drivers
Contractors
ContractorsGeneral, sub-trades & skilled trades
Freelancers
FreelancersWriters, designers & developers
Business Owners
Business Owners1+ years of self-employment
Farmers
FarmersAgricultural, dairy & seasonal
Other Professionals
Other ProfessionalsConsultants, agents & therapists
Why Choose Rajesh Mortgages

Mortgage Solutions Built for Self-Employed Success

Bank Statement Programs12–24 months of statements — no tax returns required.
New Business OKOptions available with as little as 12 months of history.
Stated Income OptionsFor strong credit paired with a substantial down payment.
Flexible Down PaymentFrom 5% down for qualifying borrowers.
Tax Write-Offs ConsideredWe add back eligible expenses to reflect true income.
Competitive RatesAccess the same great rates as traditional borrowers.
Did You Know?

You may qualify for more than you think. Let's explore your options together and find the right path to your new home.

Let's TalkCall (416) 561-9274
Our Simple Process

Getting Your Mortgage is Easy

1Tell Us About YouShare your goals and how your business earns.
2We Review Your IncomeFlexible documentation — the full picture, not just returns.
3Get Pre-ApprovedKnow your budget with confidence before you shop.
4Find Your HomeShop and close knowing your financing is handled.
Ready to Get Started?

Let's have a quick, no-obligation chat about your business and your home goals.

Book a Free Call

You Focus on Your Business.
We'll Handle the Mortgage.

A quick, confidential conversation is all it takes to see what's possible.

Let's Connect

Book a Call. Let's Talk About Your Mortgage Goals.

Choose a time below that suits you — I'll call you to talk through your situation, your options, and the best rates available. Honest advice, zero pressure.

  • Free 30-minute consultation
  • No pressure, no obligation
  • Pick a time that works for you
Rajesh Chandrasekaran, Mortgage Agent Level 1

Rajesh Chandrasekaran

Mortgage Agent Level 1 · Mortgage Alliance

Schedule Your Free Call

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