Pre-Approvals

Know You're Approved.
Shop with Confidence.

A mortgage pre-approval shows sellers you're serious and tells you exactly what you can afford — before you fall in love with a home. It's the smartest first step in your buying journey.

Get Pre-ApprovedBook a Free Call
Stronger OffersStand out to sellers
Know Your BudgetYour true buying power
Save TimeShop with focus
No ObligationFree, zero commitment
Why Get Pre-Approved?

Benefits That Go Beyond Approval

Know Your Buying PowerUnderstand exactly how much home you can afford before you shop.
Stronger Negotiating PositionSellers take pre-approved buyers more seriously in competitive markets.
Faster ClosingsWith your paperwork done up front, final approval moves quickly.
Lock In Your RateOptional rate holds protect you from increases for up to 120 days.
Peace of MindShop knowing your financing is already on solid ground.
Our Simple Process

Get Pre-Approved in 4 Easy Steps

No jargon, no runaround — just a clear path to your pre-approval.

1Apply OnlineA quick, secure application from any device.
2We ReviewI review your income, credit, and goals together.
3Get Pre-ApprovedReceive your pre-approval — often within 24 hours.
4Start Your SearchShop for your home with total confidence.
Your Pre-Approval
Letter

You'll receive a pre-approval letter outlining the amount you qualify for, rate details, and any conditions.

Start My Pre-Approval
What We'll Need

Common Documents

Government-issued photo ID
Proof of income (T4, pay stubs, NOA)
Bank statements (last 2–3 months)
List of debts and monthly payments
Down payment information (if available)

Your information is 100% secure and never shared.

FAQ

Pre-Approval Questions

Most pre-approvals are valid for 90–120 days. If yours expires before you buy, we simply refresh it — and if rates have dropped in the meantime, you get the lower rate.

Have more questions?Contact Me →
Let's Connect

Book a Call. Let's Talk About Your Mortgage Goals.

Choose a time below that suits you — I'll call you to talk through your situation, your options, and the best rates available. Honest advice, zero pressure.

  • Free 30-minute consultation
  • No pressure, no obligation
  • Pick a time that works for you
Rajesh Chandrasekaran, Mortgage Agent Level 1

Rajesh Chandrasekaran

Mortgage Agent Level 1 · Mortgage Alliance

(416) 561-9274rajeshc@mortgagealliance.com

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