Debt Consolidation

One Payment.
Less Stress.
More Freedom.

Roll high-interest credit cards, lines of credit and loans into a single, lower-rate mortgage payment. Free up your monthly cash flow and take back control of your finances.

Get My OptionsBook a Free Call
Lower Interest RatesCut costly card rates
One Simple PaymentEverything in one place
Reduce Monthly PaymentsFree up cash flow
Improve Financial HealthA clear path forward
The Benefits

Debt Consolidation That Works for You

Use Your Home's EquityTap the value you’ve built to pay off high-interest debt at a far lower rate.
Lower Your RateReplace 19–29% credit card interest with a single mortgage-level rate.
Simplify Your FinancesTrade several due dates and payments for one predictable monthly amount.
Pay Off Debt FasterWith less going to interest, more of every payment reduces what you owe.
Tailored to Your SituationOptions for homeowners, the self-employed, and those with credit challenges.
Our Simple Process

Get Debt Relief in 4 Easy Steps

1ReviewWe look at your debts, rates, and monthly payments together.
2CompareI shop 50+ lenders to find your lowest-cost solution.
3ConsolidateYour debts are rolled into one manageable payment.
4Breathe EasyEnjoy more cash flow and a clear path forward.
See How Much
You Could Save

Estimate your new monthly payment in seconds. Adjust the numbers and watch your potential savings update instantly.

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Potential Savings

How Much Could You Save?

Type your exact debt amount and rates, or use the sliders, and see your estimated new monthly payment update live.

Type an exact value from $5,000 to $200,000. Dragging the slider moves quickly. With the slider focused, press the left or right arrow key to move in steps of $100.

Type an exact value from 6.00% to 30.00%. Dragging the slider moves quickly. With the slider focused, press the left or right arrow key to move in steps of 0.01%.

Type an exact value from 3.00% to 12.00%. Dragging the slider moves quickly. With the slider focused, press the left or right arrow key to move in steps of 0.01%.

Estimated Monthly Savings
$805
Est. New Payment
$233per month
Current Total
$1,038per month

Current payment assumes a typical 5-year repayment; new payment assumes the debt is rolled into a 25-year mortgage. Estimate only — actual savings may vary. OAC.

FAQ

Common Questions

Credit cards, unsecured lines of credit, personal and car loans, tax arrears, and even payday loans. If it carries a balance and a rate, it can usually be rolled into the plan.

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Let's Connect

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Choose a time below that suits you — I'll call you to talk through your situation, your options, and the best rates available. Honest advice, zero pressure.

  • Free 30-minute consultation
  • No pressure, no obligation
  • Pick a time that works for you
Rajesh Chandrasekaran, Mortgage Agent Level 1

Rajesh Chandrasekaran

Mortgage Agent Level 1 · Mortgage Alliance

(416) 561-9274rajeshc@mortgagealliance.com

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